In 1881 she was a scholar living with her aunt Fanny Garrett age 57 at 7 Westbourne Park Road, London, Middlesex. Aunt Fanny is described as a lodging house keeper and has a servant, Alice Martin age 171472.
In 1894 she was living at 12 West View Place, Coplow Street, Summerfield, Birmingham1468.
In 1901 and 1905 she was living at 3 Comberton Terrace, Barford Road, Birmingham136,1471.
In 1911 she was living in a five room dwelling in 89 Ada Road, Smethwick, Birmingham, Staffordshire134.

Thomas Lammas, a bachelor aged 22 whose occupation was horse driver, married Fanny Elizabeth Garrett, a spinster aged 22. The groom's address was 35 Caplow Street and the bride's address was 12 West View Place, Caplow Street. The groom's father was William Lammas and his occupation was nail maker. The bride's father was William Garrett (deceased) and his occupation was labourer. The marriage was performed at the Christ Church Parish Church, Summerfield, Birmingham according to the rites of the established church by banns. The ceremony was performed by George Shubrooke Walker. The bride and groom both signed. The marriage was witnessed by George Morgan Wilkinson (signed) and Matilda Morris (signed)1468.